# How to write USD currency amouns on checks, dollars and cents, both in numerals and out in (US) American English words.

## 1. How to write amounts of money on checks, both in numbers and out in (US) American English words? For start we'll work with some even amount, without cents.

### 1.1. How to write 1,567\$ in numbers, on the check.

• Write the amount of 1,567\$ on the check, in the amount box.
• This box has a \$ sign to the left. Write your number in digits: 1,567.00
• Notice the decimal point that separates dollars and cents; you have zero cents so you write .00
• Draw a horizontal line after the amount 1,567.00, that runs from the right of the amount up to the end of the blank space. This is to prevent other people from changing / adding to your amount.
• ### 1.2. Write the integer number 1,567 out. For that we must know the place value of each digit.

• 1,567 has a 1 in the thousands place, a 5 in the hundreds place, a 6 in the tens place and a 7 in the ones place.
• 1,567 in words is:
• = one thousands (1,000) + five hundreds (500) + six tens (60) + seven ones (7)
• = one thousand + five hundred + sixty + seven
• = one thousand five hundred sixty-seven.

### 1.3. How to write 1,567\$ out in words, on the check.

• Write 1,567\$ out in words on the line which has the currency type written at the end of it (dollars): one thousand five hundred sixty-seven and 00/100 (the word "dollars" is already printed).
• Notice the fraction 00/100; when you have zero cents you write after the dollar amount: and 00/100.
• Again, draw a horizontal line after the "00/100" fraction, that runs to the end of the blank space. This is to prevent people from changing / adding to your amount.

### 1.4. Notes:

• 1: Note the hyphen (or the minus sign) in "sixty-seven" above. Technically, it's correct to hyphenate compound numbers between twenty-one, 21, and ninety-nine, 99.
• 2: Placement of word "and": in American English do not use the word "and" after "hundred", "thousand" or "million". So, it is "one million two hundred thirty-four thousand five hundred sixty-seven" and not "one million and two hundred thirty-four thousand and five hundred and sixty-seven", though you may hear a lot of people using the last form, informally.

## 2. The United States issues paper currency and coins to pay for purchases, taxes, and debts:

• Paper Money. The seven denominations of US currency in production are: \$1 one dollar, \$2 two dollar, \$5 five dollar, \$10 ten dollar, \$20 twenty dollar, \$50 fifty dollar and \$100 one hundred dollar notes.
• Coins. The United States issues several denominations, with the most common being: 1¢ (one cent = 0.01 dollars), 5¢ (five cents = 0.05 dollars), 10¢ (ten cents = 0.1 dollars), 25¢ (twenty-five cents = 0.25 dollars), 50¢ (fifty cents = 0.5 dollars) and \$1 (one dollar).
• Rounding off: with the smallest denomination of US curency being 1¢ (1 cent = 0.01 dollars) it means that we cannot have currency amounts with more than two decimals. If calculations give you amounts of money that have more than two decimals, then you have to round those numbers off to two decimals. If the third decimal is 5 or more, then round it up, if it is 4 or less, then round it down.
Ex: 2.4325 ≈ 2.43; 12.5956 ≈ 12.60; 25.4941 ≈ 25.49; 5.666666 ≈ 5.67; 5.333333 ≈ 5.33.
• How to read a decimal number that represents an amount of money: the number before the decimal mark (to the left) is the dollar amount and the number after the decimal mark (to the right) is the cent amount. Examples below.
• 555.25\$ = five hundred fifty-five dollars + twenty-five cents.
2,379.5\$ = two thousand three hundred seventy-nine dollars + fifty cents.
0.01\$ = one cent = a penny.
0.05\$ = five cents = a nickel.
0.1\$ = ten cents = a dime.
0.25\$ = twenty-five cents = a quarter.
0.5\$ = fifty cents = half dollar (not so common a coin).

## 3. How to write USD currency amounts of money, dollars and cents, on checks, using both numbers and (US) American English words?

### 1.1. How to write 10,295.43\$ in numbers, on the check.

• The number before the decimal mark (to the left) represents the dollar amount. The number after the decimal mark (to the right) represents the cent amount.
• Write the number 10,295.43 in the amount box.
• This box has a \$ sign to the left. Write your number in digits: 10,295.43
• Notice the decimal point that separates dollars and cents.
• Draw a horizontal line after the amount 10,295.43, that runs from the right of the amount up to the end of the blank space. This is to prevent other people from changing / adding to your amount.
• ### 1.2. Write out the decimal number 10,295.43.

• The number before the decimal mark (to the left) represents the dollar amount: 10,295. The number after the decimal mark (to the right) represents the cent amount: 43.
• Only the dollar amount is to be written out. The cent amount is to be written in numerals, as a fraction: 43/100.
• Knowing the place value of each digit, write out 10,295: it has a 1 in the ten thousands place, a 0 in the thousands place, a 2 in the hundreds place, a 9 in the tens place and a 5 in the ones place.
• 10,295 in words is:
• = one ten thousands (10,000) + zero thousands + two hundreds (200) + nine tens (90) + five ones (5)
• = ten thousand + two hundred + ninety + five
• = ten thousand two hundred ninety-five.
• Connect the dollar amount and the cent amount with an "and": 10,295.43\$ = ten thousand two hundred ninety-five and 43/100 dollars.

### 1.3. How to write 10,295.43\$ out in words, on the check.

• Write 10,295.43\$ out in words on the line which has the currency type written at the end of it (dollars): ten thousand two hundred ninety-five and 43/100 (the word "dollars" is already printed).
• Draw a horizontal line after the "43/100" fraction, that runs to the end of the blank space. This is to prevent people from changing / adding to your amount.

### 1.4. Notes:

• 1: Note the hyphen (or the minus sign) in "ninety-five" above. Technically, it's correct to hyphenate compound numbers between twenty-one, 21, and ninety-nine, 99.
• 2: Placement of word "and": in American English do not use the word "and" after "hundred", "thousand" or "million". So, it is "one million two hundred thirty-four thousand five hundred sixty-seven" and not "one million and two hundred thirty-four thousand and five hundred and sixty-seven", though you may hear a lot of people using the last form, informally.