## 1. How to write out USD amounts of money on checks, both in numbers and in words in (US) American English? For start we'll work with an even amount, without cents.

### Let's write a check of $1,567 (US Dollars, USD).

### 1.1. How to write $1,567 USD in numbers, on the check.

- Write the amount of $1,567 USD on the check, in the amount box.

- This box has a $ sign to the left. Write your number in digits: 1,567.00
- Notice the decimal point that separates dollars and cents; you have zero cents so you write .00
- Draw a horizontal line after the amount 1,567.00, that runs from the right of the amount up to the end of the blank space. This is to prevent other people from changing / adding to your amount.

### 1.2. Write out the integer number 1,567. For that we must know the place value of each digit.

- 1,567 has a 1 in the thousands place, a 5 in the hundreds place, a 6 in the tens place and a 7 in the ones place.
- 1,567 in words is:
- = one thousands (1,000) + five hundreds (500) + six tens (60) + seven ones (7)
- = one thousand + five hundred + sixty + seven
- = one thousand five hundred sixty-seven.

### 1.3. How to write out $1,567 USD in words, on the check.

- Write out the amount of $1,567 USD in words on the line which has the currency type written at the end of it (dollars): one thousand five hundred sixty-seven and 00/100 (the word "dollars" is already printed).
- Notice the fraction 00/100; when you have zero cents you write after the dollar amount: and 00/100.
- Again, draw a horizontal line after the "00/100" fraction, that runs to the end of the blank space. This is to prevent people from changing / adding to your amount.

### 1.4. Notes:

- 1: Note the hyphen (or the minus sign) in "sixty-seven" above. Technically, it's correct to hyphenate compound numbers between twenty-one, 21, and ninety-nine, 99.
- 2: Placement of word "and": in American English do not use the word "and" after "hundred", "thousand" or "million". So, it is "one million two hundred thirty-four thousand five hundred sixty-seven" and not "one million and two hundred thirty-four thousand and five hundred and sixty-seven", though you may hear a lot of people using the last form, informally.
- 3: The Federal Reserve will not accept checks that are larger than $99,999,999.00 and agencies have been directed to return these checks to the originator. Beginning January 1, 2016. Check-processing equipment at the nation's Federal Reserve banks can't handle checks that big. Checks of more than $99,999,999.00 have to be processed by hand, increasing the risk of theft, fraud and errors, according to the IRS and the Treasury Department.

## 2. The United States issues paper currency and coins to pay for purchases, taxes, and debts:

**Paper Money.**The seven denominations of US currency in production are: $1 one dollar, $2 two dollar, $5 five dollar, $10 ten dollar, $20 twenty dollar, $50 fifty dollar and $100 one hundred dollar notes.**Coins.**The United States issues several denominations, with the most common being: 1¢ (one cent = 0.01 dollars), 5¢ (five cents = 0.05 dollars), 10¢ (ten cents = 0.1 dollars), 25¢ (twenty-five cents = 0.25 dollars), 50¢ (fifty cents = 0.5 dollars) and $1 (one dollar).**Rounding off:**with the smallest denomination of US curency being 1¢ (1 cent = 0.01 dollars) it means that we cannot have currency amounts with more than two decimals. If calculations give you amounts of money that have more than two decimals, then you have to round those numbers off to two decimals. If the third decimal is 5 or more, then round it up, if it is 4 or less, then round it down.

Ex: 2.4325 ≈ 2.43; 12.5956 ≈ 12.60; 25.4941 ≈ 25.49; 5.666666 ≈ 5.67; 5.333333 ≈ 5.33.**How to read a decimal number that represents an amount of money:**the number before the decimal mark (to the left) is the dollar amount and the number after the decimal mark (to the right) is the cent amount. Examples below.- 555.25$ = five hundred fifty-five dollars + twenty-five cents.
- 2,379.5$ = two thousand three hundred seventy-nine dollars + fifty cents.
- 0.01$ = one cent = a penny.
- 0.05$ = five cents = a nickel.
- 0.1$ = ten cents = a dime.
- 0.25$ = twenty-five cents = a quarter.
- 0.5$ = fifty cents = half dollar (not so common a coin).

## 3. How to write USD currency amounts of money, dollars and cents, on checks, using both numbers and (US) American English words?

### Let's write a check for $10,295.43.

### 3.1. How to write $10,295.43 in numbers, on the check.

- The number before the decimal mark (to the left) represents the dollar amount. The number after the decimal mark (to the right) represents the cent amount.
- Write the number 10,295.43 in the amount box.
- This box has a $ sign to the left. Write your number in digits: 10,295.43
- Notice the decimal point that separates dollars and cents.
- Draw a horizontal line after the amount 10,295.43, that runs from the right of the amount up to the end of the blank space. This is to prevent other people from changing / adding to your amount.

### 3.2. Write out the decimal number 10,295.43.

- The number before the decimal mark (to the left) represents the dollar amount: 10,295. The number after the decimal mark (to the right) represents the cent amount: 43.
- Only the dollar amount is to be written out. The cent amount is to be written in numerals, as a fraction: 43/100.
- Knowing the place value of each digit, write out 10,295: it has a 1 in the ten thousands place, a 0 in the thousands place, a 2 in the hundreds place, a 9 in the tens place and a 5 in the ones place.
- 10,295 in words is:
- = one ten thousands (10,000) + zero thousands + two hundreds (200) + nine tens (90) + five ones (5)
- = ten thousand + two hundred + ninety + five
- = ten thousand two hundred ninety-five.
- Connect the dollar amount and the cent amount with an "and": $10,295.43 = ten thousand two hundred ninety-five and 43/100 dollars.

### 3.3. How to write out $10,295.43 in words, on the check.

- Write out $10,295.43 in words on the line which has the currency type written at the end of it (dollars): ten thousand two hundred ninety-five and 43/100 (the word "dollars" is already printed).
- Draw a horizontal line after the "43/100" fraction, that runs to the end of the blank space. This is to prevent people from changing / adding to your amount.

### 3.4. Notes:

- 1: Note the hyphen (or the minus sign) in "ninety-five" above. Technically, it's correct to hyphenate compound numbers between twenty-one, 21, and ninety-nine, 99.
- 2: Placement of word "and": in American English do not use the word "and" after "hundred", "thousand" or "million". So, it is "one million two hundred thirty-four thousand five hundred sixty-seven" and not "one million and two hundred thirty-four thousand and five hundred and sixty-seven", though you may hear a lot of people using the last form, informally.