How to Write a Check for $174,406.98 (USD, US Dollars). Six Steps to Fill Out the Cheque. Write Out the Money Payment Amount Numerically & in Words (Spelled Out), (US) American English, Cents as a Fraction
Six Steps to Write a Check for $174,406.98 (US dollars)
1. Date the check
Write the date on the 'Date' line at the top right side of the check. In most cases the current date is being used. Today's date: 09 / 29 / 2022.
2. Payee: who is this check for?
On the line 'Pay to the order of' write the accurate name of the person or the organization you're paying.
3. Write the amount of money to be paid, as a number:
Any amount of money is written out in figures using two decimal places (i.e. $125.50, $200.00, $900.45).
Write it in the payment amount box on the right side of the check, the one having the symbol '$' printed to the left.
Start writing as far over to the left as possible - so no one could change your amount (from 9.50 to 999.50, for example).
4. Write out the amount of money in words, using letters:
Write it on the payment amount line, the one having the word 'DOLLARS' printed to the right.
Use a pen instead of a pencil, which is too easy to alter.
If your writing doesn't take up the whole space, draw a straight line through to the end of the field so no one could edit what you wrote down.
Write out in words only the dollar value - the cents are written numerically, as a fraction.
Choose your preferred form of writing the amount out of the six (6) listed below.
Letter case 1 of 6 $174,406.98 written out in: lowercase all lowercase letters:
one hundred seventy-four thousand four hundred six and 98/100
Letter case 2 of 6 $174,406.98 SPELLED OUT IN: UPPERCASE ALL UPPERCASE LETTERS:
ONE HUNDRED SEVENTY-FOUR THOUSAND FOUR HUNDRED SIX AND 98/100
Letter case 3 of 6 $174,406.98 Converted to: Title Case Capital Letters at the Beginning of Words:
One Hundred Seventy-Four Thousand Four Hundred Six and 98/100
Letter case 4 of 6 $174,406.98: Sentence case Capital letter to start the sentence:
One hundred seventy-four thousand four hundred six and 98/100
Letter case 5 of 6 $174,406.98: Start Case Capital Letters At The Beginning Of All Words:
One Hundred Seventy-Four Thousand Four Hundred Six And 98/100
Letter case 6 of 6 $174,406.98: hyphen-case punctuation - removed spaces - replaced - by - hyphens:
Write a short note about the payment you make on the 'Memo' line, what does the payment represent.
6. Sign the check
Without your signature the check couldn't be processed. Sign on the line at the bottom right side of the check.
If you make an error, just write 'void' on the check and start writing a new one.
When writing your check, use printing instead of cursive, if possible - it's easier to read.
Notes on Letter Cases used to write out in words the number above:
1: Lowercase: only lowercase letters are used. Example: 'seventy-six and two tenths'.
2: Uppercase: only uppercase letters are used. Example: 'SEVENTY-SIX AND TWO TENTHS'.
3. Title Case: first letter of each word is capitalized, except for certain short words, such as articles, conjunctions and short prepositions, 'a', 'an', 'the', 'and', 'but', 'for', 'at', 'by', 'to', 'or', 'in', etc. Example: 'Seventy-Six and Two Tenths'.
4. Sentence case: only the first letter of the first word is capitalized. Example: 'Seventy-six and two tenths'.
5. Start Case: first letter of each word is capitalized without exception. Example: 'Seventy-Six And Two Tenths'.
6. Camel Case: text has no spaces nor punctuation and first letter of each word is capitalized except for the very first letter in the series. Example: 'seventySixAndTwoTenths'.
Pascal Case: See the Camel Case above, but the first letter is also capitalized. Example: 'SeventySixAndTwoTenths'.
7. Hyphen Case: text has no spaces nor punctuation and the words are delimited by hyphen. Example: 'seventy-six-and-two-tenths'. Hyphen Case can be lowercase or uppercase.
8. Snake Case: text has no spaces nor punctuation and the words are delimited by underscore. Example: 'seventy_six_and_two_tenths'. Snake Case can be lowercase or uppercase.
Notes on Writing Out Numbers:
1: It's correct to hyphenate all compound numbers from twenty-one (21) through ninety-nine (99). The hyphen is the minus sign, as in 'thirty-four' (34).
2: In American English, unlike British English, when writing out natural numbers of three or more digits, the word 'and' is not used after 'hundred' or 'thousand': so it is 'one thousand two hundred thirty-four' and not 'one thousand two hundred and thirty-four'.
3. Do not use commas when writing out in words numbers above 999: so it is 'one thousand two hundred thirty-four' and not 'one thousand, two hundred thirty-four'.
4. Use commas when writing in digits numbers above 999: 1,234; 43,290, etc.
The last 5 USD dollar amounts for which instructions on how to fill out a check were shown
The USD dollar amounts used for writing checks are first rounded to a maximum of two decimals and then converted from numbers to words, in (US) American English, in: (1) lowercase (2) UPPERCASE (3) Title Case (4) Sentence Case (5) Start Case (6) Hyphen Case.
The cents amounts are written as fractions with a denominator of 100.
How to write USD currency amounts of money on checks, using both numerals and words in (US) American English
How to write out amounts of money on checks, both in numbers and in words in (US) American English? For start let's work with an even amount, without cents.
Let's say we have to write a check for $1,567 (US Dollars, USD).
- How to write the amount of $1,567 in numbers, on the check.
Write the amount of $1,567 on the check, in the amount box.
This box has a $ sign to the left. Write your number in digits: 1,567.00
Notice the decimal point that separates dollars and cents; you have zero cents so you write .00
Draw a horizontal line after the amount 1,567.00, that runs from the right of the amount up to the end of the blank space. This is to prevent other people from changing / adding to your amount.
- Write out the integer number 1,567 in words, on the check. For that we must know the place value of each digit.
1,567 has a 1 in the thousands place, a 5 in the hundreds place, a 6 in the tens place and a 7 in the ones place.
1,567 in words is:
= one thousands (1,000) + five hundreds (500) + six tens (60) + seven ones (7)
= one thousand + five hundred + sixty + seven
= one thousand five hundred sixty-seven.
- How to write out $1,567 USD in words, on the check.
Write out $1,567 USD in words on the line which has the currency type written at the end of it (dollars): one thousand five hundred sixty-seven and 00/100 (the word "dollars" is already printed).
Notice the fraction 00/100; when you have zero cents you write after the dollar amount: and 00/100.
Again, draw a horizontal line after the "00/100" fraction, that runs to the end of the blank space. This is to prevent people from changing / adding to your amount.
1: Note the hyphen (or the minus sign) in "sixty-seven" above. Technically, it's correct to hyphenate compound numbers between twenty-one, 21, and ninety-nine, 99.
2: Placement of word "and": in American English do not use the word "and" after "hundred", "thousand" or "million". So, it is "one million two hundred thirty-four thousand five hundred sixty-seven" and not "one million and two hundred thirty-four thousand and five hundred and sixty-seven", though you may hear a lot of people using the last form, informally.
3: The Federal Reserve will not accept checks that are larger than $99,999,999.00 and agencies have been directed to return these checks to the originator. Beginning January 1, 2016. Check-processing equipment at the nation's Federal Reserve banks can't handle checks that big. Checks of more than $99,999,999.00 have to be processed by hand, increasing the risk of theft, fraud and errors, according to the IRS and the Treasury Department.